Welcome to Guardian Mutual Insurance Association

A large number of farmers from all over Dallas County met in February 1895 to organize a mutual insurance company. That mutual was called Farmers Mutual Insurance Association of Dallas County, and was headquartered in Dallas Center.
 

The Mutual was organized, as were all other county mutuaIs, out of necessity. The eastern stock companies were charging exorbitant rates, and farmers not wanting to pay the high rates organized their own association to provide fire insurance at reasonable rates. In the beginning the only perils covered were fire and lightning. In 1953 the perils were expanded to include windstorm, and in 1961 a homeowners policy was introduced for town properties. Guardian Mutual Insurance Association was formed in January 2024 after policy holders voted in favor of the merger of Dallas Mutual, Glidden Mutual, and Marion Mutual.
 

Today, as it was in 1895, the management and board of directors are committed to its purpose of providing protection to our policyholders.